Florida Heat and Hurricane Season: What Your Auto Insurance Needs to Cover This Summer

Summertime in the Sunshine State can bring about dangerous conditions, including extreme temperatures and violent storms. Despite your best efforts, the forecast is beyond your control, meaning that even the most diligent planning and thorough safety precautions may not be enough to stave off losses and damages. Motor vehicles may be particularly vulnerable to extreme elements, making it necessary for you to understand and retain suitable insurance.

How Can Auto Insurance Address Heat and Hurricanes?

Although you may be powerless to prevent high temperatures and fully protect your vehicle from Mother Nature, securing appropriate auto insurance can at least help you recover and repair your vehicle should such conditions cause damage. Specifically, you should make sure that your policy includes the following financial protections:

• Comprehensive coverage—This element of auto insurance is often the first line of defense against out-of-pocket losses arising from noncollision incidents. By retaining a policy that includes this feature, you can submit a claim for financial aid should your vehicle be damaged by the high winds, hail or torrential rainfall of hurricanes and other tropical storms.
• Roadside assistance coverage—The Florida summer heat can damage your car’s engine and other mechanical elements. Although auto insurance won’t typically pay for repairs following overheating, roadside assistance coverage can at least help you pay for towing and get to a repair shop to have your vehicle looked at, potentially minimizing your losses and keeping you safe.

How to Get the Right Coverage Near Me

If you’re a motorist in the Delray Beach, FL & Port St. Lucie, FL areas, Palm Tree Insurance Agency is standing by to help you find the right auto coverage. Contact us today to learn more or compare personalized quotes.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.